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7 New Year Money Saving Tips and $100 PayPal Cash Giveaway!

PayPal Cash Giveaway!


December has arrived! It means 2 things.

2017 is coming to a close so fast. And 2018 will be here shortly!

Chances are, you already have given serious thoughts to some resolutions and thinking of ways to best prepare yourself financially for the New Year. Luckily, there are many ways to save money in the New Year. This year, why not look forward to a year of financial freedom thanks to a little money in the bank?

I want to share with you 7 ways to save money in the New Year that are all simple and painless. Not just that, but at the end of this post, look out for a giveaway too  ๐Ÿ™‚

Yours truly would like to giveaway $100 PayPal cash to one of the lucky readers of MomLess Mom. 

Without your support, this blog couldn’t be where it is today. And I appreciate you all for being part of my readership over the years.

Now on to the tips and tricks on how to save moola in brand new 2018!

7 New Year Money Saving Tips

7 New Year Money Saving Tips


1. Hello Utility Companies!

Now is the perfect time to call your phone, internet, and cable company to see how you might negotiate a lower rate. Simply let them know you are shopping around and comparing rates and ask what they might be able to offer you as a loyal customer. You could save as much as 20% just by asking.

2. Try some generic food products.

This year, try switching out 5-7 of your usual food items with generic brands. You can easily save as much as 40% and chances are you won’t even notice the difference. Many generic cereals, breads, soups, and baking products taste just as good as the name brand, so give generic a try and save. While you are at it, why not try generic toiletries as well?

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3. Switch to cloth.

Ditch the paper towels and napkins and switch to cloth instead. Not only does it create less waste and is better for the planet, but it is better for your budget as well. The dollar store is the perfect place to find fun and trendy linens!

4. DIY cleaning products.

Instead of buying expensive store-bought cleaning products, try making your own using vinegar and citrus oils. They work great, smell great, and cost a fraction of what you would normally spend.

5. Spending freeze.

A few days each month, place yourself on a spending freeze. Promise to not spend any money for 3-5 days per month and instead save what you would normally spend. This is a great habit to get into each month.

6. Adjust your dining hours.

If you still want to dine out, try eating during lunch hours instead of dinner. You will spend a fraction of what you normally do and still feel like you are treating yourself. Don’t forget to clip any coupons that might be available before you dine as well!

7. Couponing.

Even if you are not a coupon clipping queen, vow to clip and use X amount of coupons a week. Start small, perhaps 5 coupons a week. If you clip and use 5-$1 coupons, you just saved $5, or $20 a month! That can really add up! Make a promise to yourself to clip and use so many coupons per week and keep track of your savings. You will amaze yourself.

See how easy it can be to save some serious cash in the New Year? None of these methods are tricky or time-consuming, in fact, they can become like second nature.

So give these tricks a try and see what you can save in 2018.

$100 PayPal Cash Giveaway

PayPal Cash Giveaway!


Want to win some cash to start your new year with a bang? You are at the right place. Up for grabs is a  $100 cold hard Paypal Cash! Folks, this giveaway is open worldwide, no country restrictions. All I ask is, you have a Paypal account so I can transfer the money to your Paypal seamlessly if you become the winner!


What do you need to do to become eligible to participate? Good question!


  1. Leave a comment on this post with your New Year money saving tips so all of us could benefit.
  2. Enter the giveaway tool below and closely follow the instructions to grab your spot.


Good luck my friends.Have a wonderful 2018 coming right up! 




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  • Reply
    Amy Heffernan
    3 December, 2017 at 6:12 am

    My best money saving tip would be to plan again! Try using coupons. I just recently discovered this and I am saving alot! Thanks!

  • Reply
    3 December, 2017 at 8:37 am

    Meal plan is my number one tip!

  • Reply
    Melissa Storms
    3 December, 2017 at 9:11 am

    Coupons and price comparison shopping are my best tips. I look for rebates on any of my bigger purchases.

  • Reply
    Julie Bickham
    3 December, 2017 at 9:31 am

    Make a budget and see if you can put a little away in savings if there is any money left over at the end of the month.

  • Reply
    3 December, 2017 at 12:02 pm

    Have a written budget! It has made a huge difference for us. We use Gail Vaz Oxlade’s free templates

  • Reply
    Vinma Joseph
    3 December, 2017 at 5:19 pm

    Loving all the money saving tips! Keep’em coming ๐Ÿ™‚ Here’s to a wonderful New year!
    Vinma Joseph recently posted…7 New Year Money Saving Tips and $100 PayPal Cash Giveaway!My Profile

  • Reply
    3 December, 2017 at 9:14 pm

    Combines coupons with sales and meal plan around what is in season and on sale.

  • Reply
    3 December, 2017 at 10:19 pm

    My best tip is to use a coupon or flyers app to find the best deals and to stick to your shopping lists.

  • Reply
    3 December, 2017 at 10:46 pm

    My best money saving tip is to go through the flyers for the best sale prices and then match up coupons to these items to save even more!

  • Reply
    Amber Y
    3 December, 2017 at 10:57 pm

    My best money saving tip is to make a budget and stick to it. It’s the best thing you can do. Once you’ve hit your limit turn on the word no and start using it.

  • Reply
    Tina L.
    4 December, 2017 at 12:44 am

    Have a budget, resist impulse purchases and just because something is on sales does not make it a bargain.

  • Reply
    Lisa L
    4 December, 2017 at 1:23 am

    My best tip is to do the 30 day challenge (I found this on Pinterest last year and it’s difficult to do but it did help me save money). You basically save $1 on the first day, then $2 on the second and so on and so forth. At the end of the month, you would have saved $465. I save money each day by using coupons on groceries and everyday items, cutting back on my daily lattes, eating out!

  • Reply
    4 December, 2017 at 2:47 pm

    A good tip is to take advantage of Black Friday and Boxing Day and buy things that you need and maybe even gifts for next year or birthdays!

  • Reply
    Jenny B
    4 December, 2017 at 8:18 pm

    My tip is to revise your budget and stick to it.

  • Reply
    4 December, 2017 at 10:56 pm

    My tip is to make a budget, write the plan on which one I prioritize the most and stick to it ๐Ÿ™‚

  • Reply
    5 December, 2017 at 5:45 am

    Spend frugally and don’t fall in the trap of materialism.

  • Reply
    5 December, 2017 at 5:46 am

    Spend frugally and don’t fall into the trap of materialism.

  • Reply
    Joana Bento
    5 December, 2017 at 6:39 am

    I will use an excel sheet to note every spending and saving

  • Reply
    Veronica Lee
    5 December, 2017 at 7:53 am

    My best tip is to eat out less often. Eating out can thin out your wallet and fatten you up!
    Veronica Lee recently posted…National Cookie DayMy Profile

  • Reply
    Jessica Miller
    5 December, 2017 at 11:09 am

    My best tips would be bringing your lunch to work,savings change because it really adds up!

  • Reply
    shannon fowler
    5 December, 2017 at 3:36 pm

    My best tip is to do cost comparisons when grocery shopping, and on date nights make food together rather than eat out.

  • Reply
    Mike Flaman
    5 December, 2017 at 5:50 pm

    I take off extra taxes from employment each month so I get a bigger tax return at the end of the year.

  • Reply
    tracy k
    6 December, 2017 at 12:19 am

    setup auto withdrawals from your chequing account to go into savings each month.

  • Reply
    Alexandru Rusu
    6 December, 2017 at 8:07 pm

    Yes , i want to save money for get drive licence in 2018.

  • Reply
    Kelly D
    6 December, 2017 at 10:14 pm

    My tip is to try to get your monthly payments reduced on things like insurance or cable payments by calling the companies and trying to get a better rate.

  • Reply
    7 December, 2017 at 4:40 pm

    Faire un budget et s’y tenir le plus possible.

  • Reply
    Nicole Martin
    10 December, 2017 at 8:35 am

    Use coupons!

  • Reply
    11 December, 2017 at 12:04 am

    My best money saving tips are write up a monthly budget, shop sales and use coupons.

  • Reply
    carol clark
    11 December, 2017 at 12:32 am

    put up all your change i did it one year and i had over a thousand dollars but besides that use coupons shop when things are on sale i used the call your cable bill and i got over a 10 month span a 10 dollar discount on my telephone i got a year of like 10 so i dont know if yall get more but i couldnt that saves money try that tip it works

  • Reply
    Krista M
    11 December, 2017 at 11:46 am

    Stop buying coffees & lunches out! Save your money & make them at home. All those stops at Starbucks, Tim Hortons, etc adds us!

  • Reply
    Jenness M
    14 December, 2017 at 6:39 pm

    I save so much money by only shopping at stores that have reward points.

  • Reply
    14 December, 2017 at 7:40 pm

    Make a budget and stick to it. Actually write it down.

  • Reply
    16 December, 2017 at 2:13 pm

    Make a budget for all the events you are aware of and every expense and do not stray from it.

  • Reply
    Josh S
    18 December, 2017 at 11:26 pm

    Pack a lunch from home instead of buying one. Also utilize the local library instead of buying new books.

  • Reply
    HEIDI C.
    18 December, 2017 at 11:46 pm

    I price match as much as possible, check for coupons and online savings and review the flyers.

  • Reply
    21 December, 2017 at 7:57 pm

    Go through flyers and buy what you need at sale prices. You can get extra bang by using coupons as well.

  • Reply
    22 December, 2017 at 9:34 am

    keep your receipts and look at the end of the month (tally it) what exactly you are spending your money on – you may be surprised!

  • Reply
    Juliee Fitze
    22 December, 2017 at 10:14 am

    Plan your meals around the flyer sales and use coupons.

  • Reply
    Maritess S
    23 December, 2017 at 8:50 pm

    Stick to a budget and refrain from using the credit card.

  • Reply
    Tara Betterley
    27 December, 2017 at 9:16 am

    My money saving tip will be to stop using the credit card – pay for everything in cash and stick to the budget.

  • Reply
    Stefanie G
    27 December, 2017 at 7:22 pm

    Make a budget and stick to it! Try to always find deals on what you need.

  • Reply
    Monique L.S.
    27 December, 2017 at 9:16 pm

    I only allow a certain amount of coin in my wallet. Anything in excess of that goes into a jar, and when it builds up enough, it goes into the bank, or towards something we need. It’s surprising how quickly it adds up.

  • Reply
    Connie Monico
    28 December, 2017 at 6:02 pm

    Get what you need, not what you want!

  • Reply
    Caryn Coates
    29 December, 2017 at 12:04 pm

    Budget everything and stick to it

  • Reply
    BobbiJo pentney
    30 December, 2017 at 12:22 am

    Buy what you need, don’t be influenced by the media.

  • Reply
    Erica Seaman
    31 December, 2017 at 8:56 am

    Take out cash and don’t use debit or credit.

  • Reply
    Michelle T
    31 December, 2017 at 11:24 am

    A physical money box is one of the best ways to save money, particularly one that cannot be opened.

  • Reply
    Lindsay A.
    31 December, 2017 at 5:39 pm

    We already use some generic food products, and rags instead of paper towels whenever possible. Iโ€™d love to try adding a spending freeze – great idea and definitely a great habit to get into! โ€จMy tip would be cooking from scratch! It can take a while to build up pantry essentials, but thereโ€™s no need to buy big jars of expensive spices and items like that. Those are best bought in small amounts from bulk bins (for literally pennies!) for maximum freshness!

  • Reply
    31 December, 2017 at 7:25 pm

    Best tip is set up a goal for the year and start saving for it. Decide how much you will need to say from each pay.

  • Reply
    Kimmy Ripley
    1 January, 2018 at 1:03 pm

    I always shop with coupons and discount codes

  • Reply
    Karla Sceviour
    1 January, 2018 at 2:58 pm

    Always look through the flyers before shopping,don`t be afraid to price match at stores to get the best price!

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